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The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.

A 14-month CD at Synchrony bank can currently earn 4.00%, and there is no minimum balance associated with the account.

Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New ...