The rate on a 30-year fixed refinance climbed to 6.35% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.38%, and for 20-year mortgages, the average is 6.

Learn about the potential for investment loss driven by changing interest rates. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action ...

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech and strategic finance in top universities. She has been an investor ...

Earnest reports on reclaiming financial confidence despite student debt by understanding loans, exploring options, and taking proactive steps.

For the second time in three months, the Federal Reserve issued a cut to its federal funds rate on Thursday. Now at a range between 4.50% to 4.75%, the rate is down 75 basis points from where it was on September 1. And, if inflation continues to decline ...

Required rate of return (RRR) gives investors a benchmark to determine the minimum acceptable return on an investment considering the risk involved. By calculating RRR, investors can assess whether an investment aligns with their financial goals and risk ...

Student loan interest rates determine how much you pay to borrow money for school. They vary based on several factors, including whether you're getting a loan for undergraduate or graduate studies, if you want a fixed or variable interest rate, and your ...

After a lengthy pause, the Federal Reserve on Sept. 17 announced a quarter percentage point cut to its benchmark interest rate. Economists say it is likely the first in a series of reductions that should make borrowing more accessible for consumers.

High-yield savings accounts earn significantly higher interest rates than traditional savings accounts — currently up to 4% APY compared to the national average of around 0.60% APY. These accounts work best for emergency funds and short-term savings ...

It may not have been a surprise, but the interest rate cut the Federal Reserve issued on Wednesday was still a welcome development for millions of Americans. In the first reduction since December 2024, the central bank elected to reduce its benchmark ...

Monetary policy refers to the actions taken by a central bank to manage the money supply and interest rates in an economy. Monetary policy refers to the actions taken by a central bank or monetary authority to manage the supply of money and interest rates ...