Pay for delete is an alternative option to paying past due debts by which a debt collector removes a collections account from your credit report in exchange for payment of that account. Typically ...

Before paying a debt in collections, verify it’s legitimate and collectible to avoid scams or zombie debt. You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you ...

Because a collection agency can opt to report your debt at any time after purchasing the account, it is imperative that you act quickly to pay your debt and avoid further credit consequences.

Wondering why you should pay an account in collections? You can avoid more trouble, like a lawsuit or additional interest and fees, and you'll look better to lenders.

The desire to pay off your collection accounts is understandable, as paying off debt collectors would stop the collection calls and letters that come with this type of debt.

In pay for delete you ask a debt collector to delete the collection account from your credit reports in exchange for a payment. It's in a murky legal area, and newer credit scoring models make it ...