The revamped Sapphire Reserve now includes numerous annual credits, new rewards, a larger welcome offer and a higher fee. None of which make the card worth it to me.

For a limited time, new Chase Sapphire Reserve cardmembers can earn 100,000 points and a $500 Chase Travel credit after spending $5,000 in the first three months. The Sapphire Reserve first launched in 2016 with a 100K-point welcome offer, but the $500 travel credit is a big addition and definitely makes the card worth it.

Chase just raised the bar on business cards, bringing the prestige of the consumer Sapphire Reserve into the business world. A premium business card has been noticeably absent from Chase’s card lineup,