Learn how overdraft protection works, its costs, benefits, and decide if it's the right choice for your checking or savings ...

If you don't keep a close watch on your checking account balance, making a debit purchase or writing a check without enough funds in your account to cover it could end up costing you.

An overdraft occurs when you write a check or initiate a debit card purchase, and your account doesn’t have enough money to cover the transaction. The bank will cover the difference to process the ...