You’re not alone if you’re 50 or older and feeling behind on. Often, people reach their peak earning years without having saved enough for the retirement they envisioned. A Bankrate survey found that ...

Catch-up contributions have always been a powerful way for people in their 50s and early 60s to turbocharge retirement savings, but 2026 reshapes how those extra dollars work. Higher limits, new ...

For 2025, you can defer up to $23,500 into your 401(k), and workers age 50 and older can make an extra $7,500 in catch-up contributions. Starting this year, workers age 60 to 63 can make "super ...

Many high-income taxpayers are already fully taking advantage of a company-sponsored 401(k) plan by maximizing their annual pre-tax contributions. For taxpayers over age 50, that includes taking ...

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their take-home pay. By Ann Carrns If you’re a ...

A popular tax break for workers nearing retirement age to make extra catch-up contributions is changing next year, which will limit access to some high earners. The IRS issued new regulations last ...

Americans ages 55 to 64 have a median 401(k) balance of $95,642. Workers over 50 can contribute an extra $8,000 annually to 401(k)s. Those aged 60 to 63 can add $11,250. Delaying Social Security until ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...